Licensed health insurance advisor meeting with a client

Health Insurance Benefits Consultants

Coverage you can count on.

We compare plans from top carriers to find the right health insurance for individuals, families, and seniors — at no cost to you.

713-412-3173

Your information is kept strictly confidential — never sold or shared with third parties, and used only to help you find the right coverage.

The right plan exists.
We'll help you find it.

Health Insurance Benefits Consultants is an independent brokerage and offers plans from various insurance companies. We can help you finding a plan that fits your needs.

  • Young family protected by health insurance coverage
    Individuals & Families

    Individual Health Insurance

    Finding the right individual health insurance option for you based on eligibility, medical needs and budget. We'll explain how the plans work and when you could change your plan.

    • Private Health Insurance plans
    • Marketplace enrollment and subsidy help
    • Other supplemental plans; accident protector, and dental/vision
    Schedule a Health Insurance Consult
  • Senior couple meeting with Medicare insurance advisor
    Turning 65 or Already Enrolled

    Medicare Plans

    Medicare is confusing. We make it simple. We guide you through your plan options and do the research for you. We verify your doctors and hospitals, and check your prescription coverage to ensure your new plan meets your needs.

    • Medicare Advantage plans (Part C)
    • Prescription Drug plans (Part D)
    • Medicare Supplement / Medigap plans
    Schedule a Medicare Consult
Google
5.0· 32 reviews

Rarely do I use all stars in these ratings, I make an exception when it comes to the quality and level of professional service provided by Annelies. She's there time and time again. I always encourage relatives, friends and colleagues to take advantage of her services.

John Garza

John Garza

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  • Family protected by life insurance coverage
    When the Unimaginable Happens

    Life Insurance

    Life moves fast. Getting married, welcoming a baby, or buying a house are all big milestones that change how much financial backup your family needs. If life ever throws a curveball, you'll want to know they're completely covered. Let's take a look to see just how affordable that peace of mind can be.

    • Term life insurance
    • Whole life insurance
    • Final Expense / Burial Expense
    Find your own life insurance plan here
  • Advisor helping senior couple plan long-term care
    Professionals in LTC Planning

    Long-Term Care Insurance

    Long-Term Care is about: keeping you safe and independent at home, and ensuring your family doesn't have to carry the financial or emotional burden of your care. As Certified Long-Term Care (C-LTC) specialists, we're here to help you build the right "plan of care" for your unique situation. Let's connect to start mapping out your plan.

      Schedule a Long-Term Care Consult
    • Couple traveling with travel insurance protection
      For Medical Emergencies Abroad

      Travel Insurance

      From weekend getaways to extended international trips, we help you find travel insurance that covers medical emergencies, trip cancellations, and unexpected disruptions.

      • Emergency medical and evacuation coverage
      • Trip cancellation and interruption
      • Annual multi-trip and single-trip plans
      Click here to create your own travel insurance quote
    • People with comprehensive health and ancillary insurance benefits
      Supplemental

      Ancillary & Supplemental Plans

      From everyday dental and vision to hospital indemnity and critical illness, we help you build a complete protection package.

      • Dental & vision insurance
      • Hospital indemnity & accident plans
      • Critical illness & cancer coverage
      • Short-term disability & life insurance
      Let's talk what gaps you want to fill

    Our Carrier Partners

    Contracted with leading insurance carriers

    As independent brokers, we work with top-rated carriers to find the right fit for you.

    • AETNA
    • Allstate Health Solutions
    • Blue Cross Blue Shield of Texas
    • Community Health Choice
    • Devoted Health
    • GeoBlue
    • HealthSpring
    • Humana
    • International Medical Group (IMG)
    • Kelsey-Seybold
    • Manhattan Life
    • Mutual of Omaha
    • Philadelphia American Life
    • Pivot Health
    • United Health Care

    Get Started Today

    Questions? We're here to help.

    Your privacy matters to us. Any information you share is used solely to assist with your coverage needs — it is never sold, shared with third parties, or used for any purpose beyond helping you find the right plan.