Supplemental Coverage
Ancillary & Supplemental Plans
Your primary health plan is the foundation — ancillary coverage fills the gaps. We help you layer the right supplemental plans so unexpected costs don't become financial setbacks.
Why Ancillary Coverage Matters
Close the gaps in your coverage
Even the best health insurance plans leave room for out-of-pocket expenses — deductibles, copays, and services that simply aren't covered. Ancillary plans are designed to work alongside your primary coverage, providing cash benefits and specialized protection where you need it most.
Whether you're looking for everyday dental and vision benefits or protection against a major diagnosis, our advisors will help you build a package that fits your life and budget.
- Affordable standalone or bundled plans
- Individual, family, and group options
- Works alongside any primary health plan
- No-cost guidance from independent advisors
What We Offer
Ancillary plan types
Dental Insurance
Preventive, basic, and major dental coverage for individuals and families. Includes cleanings, X-rays, fillings, crowns, and orthodontics depending on plan tier.
Vision Insurance
Annual eye exams, prescription eyeglasses, and contact lens allowances. Pairs seamlessly with your health plan to cover what medical insurance typically excludes.
Hospital Indemnity
Cash benefits paid directly to you for hospital stays, ICU admissions, and surgeries — helping cover out-of-pocket costs your primary plan doesn't fully absorb.
Accident Insurance
Lump-sum or scheduled benefits triggered by covered accidents. Covers emergency room visits, fractures, dislocations, and follow-up care.
Critical Illness & Cancer
A lump-sum benefit paid upon diagnosis of a covered condition — heart attack, stroke, cancer, and more — giving you financial flexibility during treatment and recovery.
Short-Term Disability & Life
Income protection if you're unable to work due to illness or injury, plus life insurance options to safeguard your family's financial future.
Our Carrier Partners
Plans from carriers you can trust
We're contracted with leading carriers so we can compare options and find the right fit for your needs and budget.
- Blue Cross Blue Shield of Texas
- UnitedHealthcare
- Aetna
- Humana
- Philadelphia American Life
- Community Health Choice
- Devoted Health
- Kelsey-Seybold
- Mutual of Omaha
Build your complete coverage package
Our advisors will review your current plan and recommend the ancillary coverage that makes the most sense for your situation — at no cost to you.